Owen County State Bank

Contact: Jerry Cravens
Address 201 W. Morgan St. P.O. Box 151 Spencer IN 47460 Phone: 812.829.4811 Ext. 282 Website: OCSBank.com


Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, including several local banks. Citizens weathered the storm and was given the opportunity to expand and become the county seat bank.

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